Why your bi weekly paycheck is holding you back

Until now I always have known when I am getting paid. Since I was 15 years old I have been getting paid every other Friday. I remember my first pay check and being so excited. It was all my money! Well, and all those other people who were taking their piece of the pie. But, what was left over was mine!

I like a good oldest child did what was expected of me. I put some in savings and then I went shopping! I quickly learned that I would need to ration it out more if I wanted the paycheck to last more than the weekend. However, I was 15. There was going to be a roof over my head, food on my table and a little extra from my folks just because. Eventually I got better at spreading out my little coffee shop pay check.


Then as many of you readers know I went into retail where again I was getting a small check each week but enough for a college student to have some sort of life. After several promotions however, I got salaried! Yep, guaranteed money. No matter how much I worked I at least knew how much money I was making. There are upsides and downsides to both. However, it was so freeing to not worry if I would get “enough” hours at work. I knew what my pay would be and could budget accordingly.

Now, different then most salary jobs I also had commission bonus. So, if I wanted more (which who doesn’t) I just had to sell more. Or have my staff sell more! I was able to quickly get out of college debt, move into my own apartment. I could get a car on my own. I had a lot more freedom.


But, I wanted more.

See, it’s very secure knowing how much you are going to make no matter what. In fact it’s almost too secure. Like comfy secure.

There is no real fire under your arse. Sick or not that paycheck will magically appear in my bank account. Every other Friday will balloon my account. Unless something unexpected happens, I’m good.

It’s so comfy that it can be hard to get away from. Like a couch that’s too soft and deep, it can be hard to get out of. Like a drug it can be hard to walk away from. Every paycheck is a hit!


If you have a dream, a desire beyond your current job; if that dream or desire is you working for yourself, I can tell you that your bi-weekly paycheck is going to be one thing, one big thing that holds you back!

Why? Because it’s pretty hard to leave. It’s hard to go out on your own, not knowing how much you’ll make. You may make more money in the beginning but then…when is the next deposit? You might have to start off making nothing…when will the next hit come? Slowly, if you left the check it may seem like it’s calling you back. If you haven’t left the check…well you get my point.

I have not been living off my own paychecks for 3 months when this posts. Is it scary HECK YES! My account is more full than ever but I am scared to spend it. However, don’t worry. I am working out where the money needs to go next to grow my business further. There are weeks where no new money comes in. Weeks where I make a months worth in a day. It’s an ebb and flow. A entrepreneurial roller coaster. But, it’s my roller coaster. All mine.


If you want to work for you. If you are trying to get out of the addiction from your current “comfortable” paycheck. Try this:

Whats your bare minimum budget?

What can you get rid of entirely?

Do you have at least 6 months living expenses saved up?

Do you have a plan for how your desire will bring you money?

Can you start your desired business in the wee hours before work and the evening hours after?

Can you get your business off and running before you go cold turkey?

We are about to read “The Power of Broke” for our LCL Book Club. I must say dear readers there is so much power in not having a guaranteed income. You get creative. You don’t throw money at things. You get down and dirty with your business and really figure it all out.


You may go cold turkey, you may slowly wean yourself off. But, either way remember that going back to a job or staying at a job for a biweekly hit will only get your a biweekly hit.

xx~LL

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3 thoughts on “Why your bi weekly paycheck is holding you back

      • I’m sure it is…but the good news (for me) is my dream is simply a steady income in a fulfilling job and not necessarily the pursuit of a more creative, personal endeavor! As much as corporate america stinks, I am ok with all this structure! 🙂

        Nevertheless, extremely impressed with anyone who can manage on their own and be successful!!

        Liked by 1 person

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